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90 Mosaic Oaks Circle, Santa Rosa Beach, FL 32459 (MLS# 998538)

90 Mosaic Oaks Circle, Santa Rosa Beach, FL 32459

$415,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,871 Lot Size (sq. ft.): 3,485 Status: Active
Current Price: $415,000 List Date: 5/23/2026 Last Modified: 6/22/2026

Overview

Description

Coastal cottage charm meets everyday functionality in this well-maintained home in Mosaic Oaks, ideally located in Santa Rosa Beach. Offering 3 bedrooms and 2.5 baths, the layout features an open main living area with all bedrooms upstairs, including a primary suite with private balcony, walk-in closet, and spacious bath with dual vanities, soaking tub, and separate shower. Recent upgrades include a new HVAC (2025), new range, microwave, and dishwasher (2026), fresh interior paint (2026), new sod (2026), new LVP flooring upstairs (2022), and fencing (2022). Situated on an exterior lot, this home offers a private backyard backing to a natural wooded backdrop, complete with a fenced yard and screened porch for relaxed outdoor living. A one-car garage and no-carpet interior add everyday convenience. Enjoy the best of coastal living from Bay to Beach -- just minutes to bay access, parks, and approximately 10 minutes to 30A, Ed Walline Beach Access, and dining and shopping at Gulf ...

Listing Details MLS# 998538

Contract Info

List Price/SqFt
221.81
Listing Board
Emerald Coast

Location Tax and Legal

Area
16 - North Santa Rosa Beach
Street #
90
Street Name
Mosaic Oaks
Street Suffix
Circle
State
FL
Zip Code
32459
County
Walton
Project Name/Subdivision
MOSAIC OAKS
Parcel ID
24-2S-20-33510-000-0090

General Property Info

Sub-Type
Detached Single Family
Design
Florida Cottage
Apx SqFt(Htd/Cooled)
1871
SqFt Source
County PA Records
Full Baths
2
Half Baths
Yes
Total Bathrooms
3
# Stories
2
Year Built
2014
Immediate Occupancy
Yes
Garage
Yes
Carport
No
Garage Spaces
Yes
userdefined76
Yes
Acreage
0.08
Pool
No
Pool Type
None

Location, Tax and Legal

Sub Area
1605 - SRB North of Chat Holley Rd
Elementary School
Dune Lakes
Middle School
Emerald Coast
High School
South Walton
Legal Description
LOT 9 MOSAIC OAKS S/D PB 18-15 OR 2859-69 OR 2866-3602 OR 2902-82 OR 2955-2412

Listing Info, Tax & Legal

Is Subject Leased
No
Assessment Fees
Yes
Assessment Amount
165
Annual Assessment Amount
660
Assessment Paid
Quarterly
New Buyer Fee
No
Last Taxes
1662.22
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
Yes

More Information

Remarks & Misc

Remarks
Coastal cottage charm meets everyday functionality in this well-maintained home in Mosaic Oaks, ideally located in Santa Rosa Beach. Offering 3 bedrooms and 2.5 baths, the layout features an open main living area with all bedrooms upstairs, including a primary suite with private balcony, walk-in closet, and spacious bath with dual vanities, soaking tub, and separate shower. Recent upgrades include a new HVAC (2025), new range, microwave, and dishwasher (2026), fresh interior paint (2026), new sod (2026), new LVP flooring upstairs (2022), and fencing (2022). Situated on an exterior lot, this home offers a private backyard backing to a natural wooded backdrop, complete with a fenced yard and screened porch for relaxed outdoor living. A one-car garage and no-carpet interior add everyday convenience. Enjoy the best of coastal living from Bay to Beach -- just minutes to bay access, parks, and approximately 10 minutes to 30A, Ed Walline Beach Access, and dining and shopping at Gulf Place.

Construction Status

Construction Complete
Yes

Parking Features

Garage
Yes
Garage Attached
Yes

Lot/Parcel Access

Paved Road
Yes

Project Facilities

Short Term Rental - Not Allowed
Yes

Construction/Siding

Roof Composite Shngl
Yes
Siding CmntFbrHrdBrd
Yes
Slab
Yes

Utilities

Electric
Yes
Public Sewer
Yes
Public Water
Yes

Zoning

Resid Single Family
Yes

Exterior

Balcony
Yes
Fenced Back Yard
Yes
Porch Screened
Yes

Interior

Breakfast Bar
Yes
Floor Laminate
Yes
Floor Tile
Yes
Furnished - None
Yes
Pantry
Yes
Washer/Dryer Hookup
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Oven Self Cleaning
Yes
Stove/Oven Electric
Yes
Washer
Yes

Energy

AC - Central Elect
Yes
Ceiling Fans
Yes
Heat Pump Wtr Air 2+
Yes
Water Heater - Elect
Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity
Yes
MBath Garden Tub
Yes
MBath Separate Shwr
Yes

Master Bedroom

Second
Yes

Bedroom

Second
Yes

Kitchen

First
Yes

Full Bathroom

Second
Yes

Rooms

Balcony
Yes
Bedroom
Yes
Covered Porch
Yes
Dining Room
Yes
Family Room
Yes
Full Bathroom
Yes
Garage
Yes
Kitchen
Yes
Laundry
Yes
Master Bathroom
Yes
Master Bedroom
Yes

Fees Include

Management
Yes

Property Features

Construction Status: Construction Complete Zoning: Resid Single Family Parking Features: Garage; Garage Attached Project Facilities: Short Term Rental - Not Allowed Exterior: Balcony; Fenced Back Yard; Porch Screened Interior: Breakfast Bar; Floor Laminate; Floor Tile; Furnished - None; Pantry; Washer/Dryer Hookup Appliances: Dishwasher; Dryer; Microwave; Oven Self Cleaning; Stove/Oven Electric; Washer Utilities: Electric; Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Heat Pump Wtr Air 2+; Water Heater - Elect Master Bedroom: Second Bedroom: Second Kitchen: First Full Bathroom: Second Rooms: Balcony; Bedroom; Covered Porch; Dining Room; Family Room; Full Bathroom; Garage; Kitchen; Laundry; Master Bathroom; Master Bedroom Fees Include: Management

Room Information

Room Name Level Dimensions Length Width
Garage First 20 x 12 20.00 12.00
Balcony First 10 x 7 10.00 7.00
Kitchen First 12 x 12 12.00 12.00
Dining Room First 9.5 x 9 9.50 9.00
Family Room First 16 x 15 16.00 15.00
Bedroom Second 13 x 12 13.00 12.00
Bedroom Second 13 x 12 13.00 12.00
Full Bathroom Second 10 x 9 10.00 9.00
Master Bedroom Second 16 x 14 16.00 14.00
Master Bathroom Second 13 x 10 13.00 10.00
Laundry First 8 x 4 8.00 4.00
Covered Porch First 9 x 6 9.00 6.00
Listing Office: 1 Percent Lists Florida Coast
Last Updated: June - 22 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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Scott Markowitz

Scott Markowitz has been a top producing real estate agent on 30A helping his clients find the perfect property for the past 13 years on 30A. Scott began his real estate career over 35 years ago in the Savannah and St. Simons area in Georgia. He has experience in both residential and commercial real estate. Scott lives on 30A and thoroughly enjoys all that 30-A living has to offer. He’s an extraordinary individual with an in-depth knowledge about homes, condos, and land in and around 30A. Since 2009, Scott has become one of the most successful real estate agents in the area. He is perennially in the top 1% of agents in volume along 30A. Whether you are looking to purchase for pleasure or investment along 30A, Scott would love to meet with you.

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