550 Tops L Beach Boulevard # 409, Miramar Beach, FL 32550

$775,000

Virtual Tour

https://my.matterport.com/show/?m=oR4KxRvzJbx&mls=1

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,230 Status: Active

Current Price: $775,000 List Date: 6/24/2026 Last Modified: 7/03/2026

Overview

Description

Welcome to this beautifully renovated, southwest-facing beachfront condo, where coastal elegance meets modern comfort. Thoughtfully updated throughout, this handicap-accessible residence offers a brand-new HVAC system, durable luxury vinyl plank flooring, and exquisite leathered granite countertops. The beautifully appointed kitchen features stainless steel appliances, a distinctive pickled white Pecky Cypress plank ceiling, and a stylish shiplap-accented breakfast bar--creating the perfect space for casual dining and entertaining. Coastal-inspired furnishings enhance the inviting ambiance, while expansive windows fill the home with natural light and showcase the stunning Gulf views. Step outside to the impressive 20' x 39' covered balcony--an exceptional outdoor living space perfect for relaxing with morning coffee, dining al fresco, enjoying breathtaking sunsets, or simply taking in the soothing Gulf breezes and panoramic Emerald Coast views. Located within the prestigious TOPS'L ... (Read more)

Listing Details MLS# 1006185

Contract Info

List Price/SqFt: 630.08
Listing Board: Emerald Coast

Location Tax and Legal

Area: 15 - Miramar/Sandestin Resort
Street #: 550
Street Name: Tops L Beach
Street Suffix: Boulevard
State: FL
Zip Code: 32550
County: Walton
Project Name/Subdivision: TIDES AT TOPS'L
Parcel ID: 35-2S-21-42201-000-0409

General Property Info

Sub-Type: Condominium
Design: N/A
Apx SqFt(Htd/Cooled): 1230
Balcony SqFt: 400
SqFt Source: County PA Records
Full Baths: 2
Total Bathrooms: 2
Stories In Unit: Yes
Stories in Building: 15
Unit Floors Above Ground: 4
Year Built: 1998
Immediate Occupancy: Yes
Pre-Const Flip: No
Garage: No
Carport: No
Pool: Yes
Pool Type: Community
userdefined76: 0

Location, Tax and Legal

Unit #: # 409
Sub Area: 1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton
Legal Description: UNIT 409 THE TIDES AT TOPS'L CB 1910-9 OR 1916-197 OR 3102-1393 OR 3106-4278

Listing Info, Tax & Legal

Homestead: No
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 1253.76
Annual Assessment Amount: 15045.11
Assessment Paid: Monthly
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 4083.65
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No

More Information

Remarks & Misc

Remarks: Welcome to this beautifully renovated, southwest-facing beachfront condo, where coastal elegance meets modern comfort. Thoughtfully updated throughout, this handicap-accessible residence offers a brand-new HVAC system, durable luxury vinyl plank flooring, and exquisite leathered granite countertops. The beautifully appointed kitchen features stainless steel appliances, a distinctive pickled white Pecky Cypress plank ceiling, and a stylish shiplap-accented breakfast bar--creating the perfect space for casual dining and entertaining. Coastal-inspired furnishings enhance the inviting ambiance, while expansive windows fill the home with natural light and showcase the stunning Gulf views. Step outside to the impressive 20' x 39' covered balcony--an exceptional outdoor living space perfect for relaxing with morning coffee, dining al fresco, enjoying breathtaking sunsets, or simply taking in the soothing Gulf breezes and panoramic Emerald Coast views. Located within the prestigious TOPS'L Beach & Racquet Resort, owners and guests enjoy an outstanding collection of resort-style amenities, including a Gulf-front swimming pool, tennis and pickleball courts, shuffleboard, grilling areas, and more than 600 feet of private sugar-white beach frontage. Whether you're searching for a luxurious personal retreat, a second home, or a proven vacation rental investment, this exceptional beachfront condo offers the perfect combination of style, comfort, location, and resort amenities.

Construction Status

Construction Complete: Yes

Waterview

Gulf: Yes

Project Facilities

BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Deed Access: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Fishing: Yes
Gated Community: Yes
Pavillion/Gazebo: Yes
Pets Allowed: Yes
Pickle Ball: Yes
Pool: Yes
Short Term Rental - Allowed: Yes
Tennis: Yes
TV Cable: Yes
Waterfront: Yes

Utilities

Electric: Yes
Public Sewer: Yes
Public Water: Yes
TV Cable: Yes

Exterior

Balcony: Yes

Interior

Breakfast Bar: Yes
Ceiling Crwn Molding: Yes
Floor Vinyl: Yes
Furnished - All: Yes
Handicap Provisions: Yes
Lighting Recessed: Yes
Owner's Closet: Yes
Renovated: Yes
Washer/Dryer Hookup: Yes

Financing

Conventional: Yes
None: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Fire Alarm/Sprinkler: Yes
Microwave: Yes
Refrigerator W/IceMk: Yes
Smoke Detector: Yes
Smooth Stovetop Rnge: Yes
Stove/Oven Electric: Yes
Washer: Yes

Energy

AC - Central Elect: Yes
Ceiling Fans: Yes
Heat Cntrl Electric: Yes
Water Heater - Elect: Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Whirlpool: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Living Room

First: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Fees Include

Accounting: Yes
Advertising: Yes
Ground Keeping: Yes
Insurance: Yes
Internet Service: Yes
Legal: Yes
Licenses/Permits: Yes
Management: Yes
Master Association: Yes
Recreational Faclty: Yes
Security: Yes
Sewer: Yes
Trash: Yes
TV Cable: Yes
Water: Yes

Property Features

Construction Status: Construction Complete Waterview: Gulf Project Facilities: BBQ Pit/Grill; Beach; Community Room; Deed Access; Dumpster; Elevators; Exercise Room; Fishing; Gated Community; Pavillion/Gazebo; Pets Allowed; Pickle Ball; Pool; Short Term Rental - Allowed; Tennis; TV Cable; Waterfront Exterior: Balcony Interior: Breakfast Bar; Ceiling Crwn Molding; Floor Vinyl; Furnished - All; Handicap Provisions; Lighting Recessed; Owner's Closet; Renovated; Washer/Dryer Hookup Appliances: Dishwasher; Disposal; Dryer; Fire Alarm/Sprinkler; Microwave; Refrigerator W/IceMk; Smoke Detector; Smooth Stovetop Rnge; Stove/Oven Electric; Washer Utilities: Electric; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: First Bedroom: First Living Room: First Rooms: Balcony; Bedroom; Living Room; Master Bathroom; Master Bedroom Financing: Conventional; None Fees Include: Accounting; Advertising; Ground Keeping; Insurance; Internet Service; Legal; Licenses/Permits; Management; Master Association; Recreational Faclty; Security; Trash; TV Cable; Water

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	14.7 x 27.6	14.70	27.60	Living/Dining Combo
Master Bedroom	First	13.1 x 11.7	13.10	11.70
Master Bathroom	First	10.5 x 13.5	10.50	13.50
Bedroom	First	11.5 x 10.1	11.50	10.10
Balcony	First	39 x 20	39.00	20.00

Listing Office: Compass

Last Updated: July - 03 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

550 Tops L Beach Boulevard # 409, Miramar Beach, FL 32550 (MLS# 1006185)