521 Shelter Cove Drive, Santa Rosa Beach, FL 32459

$975,000

Virtual Tour

https://www.zillow.com/view-imx/47a66007-d293-47f1-bab0-c4cfa506208d?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Front Bedroom/4th bedroom/Flex Room/Office

Living room/dining room virtually staged

Upstairs Bedroom w/full bath - potential flex room

Virtually staged upstairs bedroom made to look like den with a play area

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,783 Lot Size (sq. ft.): 13,068 Status: Active

Current Price: $975,000 List Date: 6/09/2025 Last Modified: 1/29/2026

Overview

Description

Do you enjoy sitting on your porch and watching the dolphins play? Look no further - Welcome to this stunning, like-new home in the sought-after bay front community of Pelican Bay—designed with style, space, and flexibility for full-time living or the perfect second home. This beautifully crafted 5-bedroom, 3-bath residence features a thoughtfully planned layout with a first-floor primary suite, three additional bedrooms and a full bath on the main level, plus a spacious upstairs bedroom with its own full bath—ideal for guests or a private retreat. Enjoy open-concept living and dining areas, a large kitchen with ample cabinetry, a walk-in pantry, and easy flow for entertaining. Other standout features include an oversized two-car garage, additional parking, and a whole-house generator

Supplements: for added peace of mind. Located in Pelican Bay, a gated, boutique community amenities include a tennis and pickle ball court, bay front park , dock to fish, pull your boat up for loading and unloading, drop in your kayak or paddle board. All of this with LOW HOA fees about a mile to shopping, restaurants and entertainment at Grand Boulevard, as we ... (Read more)

Listing Details MLS# 978376

Contract Info

List Price/SqFt: 350.34
Listing Board: Emerald Coast

Location Tax and Legal

Area: 16 - North Santa Rosa Beach
Street #: 521
Street Name: Shelter Cove
Street Suffix: Drive
State: FL
Zip Code: 32459
County: Walton
Project Name/Subdivision: PELICAN BAY S/D
Parcel ID: 24-2S-21-42800-000-0140

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2783
SqFt Source: Appraiser
Full Baths: 3
Total Bathrooms: 3
# Stories: 2
Year Built: 2020
Garage: Yes
Carport: No
Garage Spaces: 2
Acreage: 0.3
Pool: No
Pool Type: None

Location, Tax and Legal

Sub Area: 1601 - SRB NW of Hwy 98 to Church Hill Bayou
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton
Legal Description: LOT 14 PELICAN BAY PH I PB 10-28 OR 1183-107 OR 1914-258 OR 2955-556 OR 3055-2344 OR 3108-3917

Listing Info, Tax & Legal

Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 625
Annual Assessment Amount: 625
Assessment Paid: Annually
New Buyer Fee: Yes
New Buyer Fee Amt: 1250
New Buyer Fee Paid: $
Last Taxes: 4607.97
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: No

More Information

Remarks & Misc

Remarks: Do you enjoy sitting on your porch and watching the dolphins play? Look no further - Welcome to this stunning, like-new home in the sought-after bay front community of Pelican Bay—designed with style, space, and flexibility for full-time living or the perfect second home. This beautifully crafted 5-bedroom, 3-bath residence features a thoughtfully planned layout with a first-floor primary suite, three additional bedrooms and a full bath on the main level, plus a spacious upstairs bedroom with its own full bath—ideal for guests or a private retreat. Enjoy open-concept living and dining areas, a large kitchen with ample cabinetry, a walk-in pantry, and easy flow for entertaining. Other standout features include an oversized two-car garage, additional parking, and a whole-house generator

Construction Status

Construction Complete: Yes

Parking Features

Garage Detached: Yes
Guest: Yes

Waterview

Bay: Yes

Lot Features

Covenants: Yes
Flood Insurance Req: Yes
Level: Yes
Restrictions: Yes
Within 1/2 Mile to Water: Yes

Project Facilities

Dock: Yes
Fishing: Yes
Gated Community: Yes
Minimum Rental Prd: Yes
Pickle Ball: Yes
Picnic Area: Yes
Short Term Rental - Not Allowed: Yes
Tennis: Yes
Waterfront: Yes

Construction/Siding

Roof Metal: Yes
Siding CmntFbrHrdBrd: Yes

Utilities

Electric: Yes
Gas - Natural: Yes
Public Sewer: Yes
Public Water: Yes

Zoning

Resid Single Family: Yes

Exterior

Columns: Yes
Lawn Pump: Yes
Patio Covered: Yes
Porch Screened: Yes
Rain Gutter: Yes
Sprinkler System: Yes

Interior

Breakfast Bar: Yes
Built-In Bookcases: Yes
Floor Vinyl: Yes
Floor WW Carpet: Yes
Furnished - None: Yes
Split Bedroom: Yes
Washer/Dryer Hookup: Yes

Financing

Conventional: Yes
VA: Yes

Appliances

Auto Garage Door Opn: Yes
Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven Self Cleaning: Yes
Range Hood: Yes
Refrigerator W/IceMk: Yes
Stove/Oven Gas: Yes

Energy

AC - Central Elect: Yes
Water Heater - Tnkls: Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes
Second: Yes

Kitchen

First: Yes

Living Room

First: Yes

Rooms

Bedroom: Yes
Dining Area: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Fees Include

Recreational Faclty: Yes

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Flood Insurance Req; Level; Restrictions; Within 1/2 Mile to Water Zoning: Resid Single Family Waterview: Bay Parking Features: Garage Detached; Guest Project Facilities: Dock; Fishing; Gated Community; Minimum Rental Prd; Pickle Ball; Picnic Area; Short Term Rental - Not Allowed; Tennis; Waterfront Exterior: Columns; Lawn Pump; Patio Covered; Porch Screened; Rain Gutter; Sprinkler System Interior: Breakfast Bar; Built-In Bookcases; Floor Vinyl; Floor WW Carpet; Furnished - None; Split Bedroom; Washer/Dryer Hookup Appliances: Auto Garage Door Opn; Dishwasher; Disposal; Microwave; Oven Self Cleaning; Range Hood; Refrigerator W/IceMk; Stove/Oven Gas Utilities: Electric; Gas - Natural; Public Sewer; Public Water Energy: AC - Central Elect; Water Heater - Tnkls Master Bedroom: First Bedroom: First; Second Kitchen: First Living Room: First Rooms: Bedroom; Dining Area; Kitchen; Living Room; Master Bedroom Financing: Conventional; VA Fees Include: Recreational Faclty

Room Information

Master Bedroom Level: First Dimensions: 15 x 18.8 Length: 15.00 Width: 18.80 Dimensions: 15 x 18.8 Kitchen Level: First Dimensions: 13 x 17 Length: 13.00 Width: 17.00 Dimensions: 13 x 17 Dining Area Level: First Dimensions: 8.4 x 11 Length: 8.40 Width: 11.00 Dimensions: 8.4 x 11 Living Room Level: First Dimensions: 21 x 21 Length: 21.00 Width: 21.00 Dimensions: 21 x 21 Bedroom Level: First Dimensions: 14.6 x 11.6 Length: 14.60 Width: 11.60 Dimensions: 14.6 x 11.6 Bedroom Level: First Dimensions: 14.6 x 11.6 Length: 14.60 Width: 11.60 Dimensions: 14.6 x 11.6 Bedroom Level: First Dimensions: 21 x 15.7 Length: 21.00 Width: 15.70 Dimensions: 21 x 15.7 Bedroom Level: Second Dimensions: 20.7 x 22.6 Length: 20.70 Width: 22.60 Dimensions: 20.7 x 22.6

Listing Office: Coldwell Banker Realty

Last Updated: January - 29 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

521 Shelter Cove Drive, Santa Rosa Beach, FL 32459 (MLS# 978376)