521 Shelter Cove Drive, Santa Rosa Beach, FL 32459
New Listing
$935,000
Property Type:
Residential
Bedrooms:
5
Baths:
3
Square Footage:
2,612
Lot Size (sq. ft.):
12,632
Status:
Active
Current Price:
$935,000
List Date:
7/03/2026
Last Modified:
7/03/2026
Overview
Description
...
(Read more)
Thoughtfully designed around comfort, functionality, and its exceptional bayside setting, this custom-built 5-bedroom, 3-bath residence is perfectly positioned directly across from Choctawhatchee Bay in the gated community of Pelican Bay and offers 3,956 square feet of thoughtfully designed indoor/outdoor living and entertaining space, including 2,162 square feet of heated and cooled living area. Framed by mature landscaping and highlighted by a spacious screened front porch with peaceful bay views, the home offers an exceptionally functional floor plan with nearly every aspect of daily living on the first floor, including the open-concept living, dining, and kitchen areas, the primary suite, three additional bedrooms, and two full baths, while the upstairs bedroom/flex space with a full bath provides exceptional versatility for guests, a home office, media room, or additional living space. Built with lasting quality in mind, the home showcases custom craftsmanship throughout with built-ins, tray ceilings, shaker-style cabinetry, granite countertops, abundant storage, a Rinnai tankless water heater, whole-house Generac generator, oversized two-car garage, long driveway, and a spacious backyard with ample room for gardening, recreation, or future outdoor enhancements including a pool. Whether you're searching for a primary residence, second home, or investment opportunity, this exceptional home offers the ideal blend of comfort, functionality, and location.
Supplements: ... (Read more) Pelican Bay offers a peaceful coastal setting with low HOA fees, a bayfront park with community dock for fishing, kayaking, paddleboarding, and boating, along with tennis and pickleball courts. Ideally located just minutes from Grand Boulevard, Sacred Heart Hospital, Sandestin, Topsail Hill Preserve State Park, Scenic Highway 30A, and the Emerald Coast's renowned sugar-white beaches, this home offers the perfect balance of quiet coastal living and convenient access to the area's premier shopping, dining, entertainment, and outdoor recreation.
Listing Details MLS# 1006903
Contract Info
- List Price/SqFt
- 357.96
- Listing Board
- Emerald Coast
Location Tax and Legal
- Area
- 16 - North Santa Rosa Beach
- Street #
- 521
- Street Name
- Shelter Cove
- Street Suffix
- Drive
- State
- FL
- Zip Code
- 32459
- County
- Walton
- Project Name/Subdivision
- PELICAN BAY S/D
- Parcel ID
- 24-2S-21-42800-000-0140
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Beach House
- Apx SqFt(Htd/Cooled)
- 2612
- SqFt Source
- Appraiser
- Full Baths
- 3
- Total Bathrooms
- 3
- # Stories
- 2
- Year Built
- 2020
- Garage
- Yes
- Carport
- No
- Garage Spaces
- 2
- userdefined76
- 2
- Acreage
- 0.29
- Pool
- No
- Pool Type
- None
Location, Tax and Legal
- Sub Area
- 1601 - SRB NW of Hwy 98 to Church Hill Bayou
- Elementary School
- Van R Butler
- Middle School
- Emerald Coast
- High School
- South Walton
- Legal Description
- LOT 14 PELICAN BAY PH I PB 10-28 OR 1183-107 OR 1914-258 OR 2955-556 OR 3055-2344 OR 3108-3917
Listing Info, Tax & Legal
- Is Subject Leased
- No
- Assessment Fees
- Yes
- Assessment Amount
- 625
- Annual Assessment Amount
- 625
- Assessment Paid
- Annually
- New Buyer Fee
- Yes
- New Buyer Fee Amt
- 1250
- New Buyer Fee Paid
- $
- Last Taxes
- 4697.47
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
- As Is
- No
More Information
Remarks & Misc
- Remarks
- Thoughtfully designed around comfort, functionality, and its exceptional bayside setting, this custom-built 5-bedroom, 3-bath residence is perfectly positioned directly across from Choctawhatchee Bay in the gated community of Pelican Bay and offers 3,956 square feet of thoughtfully designed indoor/outdoor living and entertaining space, including 2,162 square feet of heated and cooled living area. Framed by mature landscaping and highlighted by a spacious screened front porch with peaceful bay views, the home offers an exceptionally functional floor plan with nearly every aspect of daily living on the first floor, including the open-concept living, dining, and kitchen areas, the primary suite, three additional bedrooms, and two full baths, while the upstairs bedroom/flex space with a full bath provides exceptional versatility for guests, a home office, media room, or additional living space. Built with lasting quality in mind, the home showcases custom craftsmanship throughout with built-ins, tray ceilings, shaker-style cabinetry, granite countertops, abundant storage, a Rinnai tankless water heater, whole-house Generac generator, oversized two-car garage, long driveway, and a spacious backyard with ample room for gardening, recreation, or future outdoor enhancements including a pool. Whether you're searching for a primary residence, second home, or investment opportunity, this exceptional home offers the ideal blend of comfort, functionality, and location.
Construction Status
- Construction Complete
- Yes
Parking Features
- Garage Detached
- Yes
- Guest
- Yes
Waterview
- Bay
- Yes
Lot Features
- Covenants
- Yes
- Flood Insurance Req
- Yes
- Level
- Yes
- Restrictions
- Yes
- Within 1/2 Mile to Water
- Yes
Project Facilities
- Dock
- Yes
- Fishing
- Yes
- Gated Community
- Yes
- Minimum Rental Prd
- Yes
- Pickle Ball
- Yes
- Picnic Area
- Yes
- Short Term Rental - Not Allowed
- Yes
- Tennis
- Yes
- Waterfront
- Yes
Construction/Siding
- Roof Metal
- Yes
- Siding CmntFbrHrdBrd
- Yes
Utilities
- Electric
- Yes
- Gas - Natural
- Yes
- Public Sewer
- Yes
- Public Water
- Yes
Zoning
- Resid Single Family
- Yes
Exterior
- Columns
- Yes
- Lawn Pump
- Yes
- Patio Covered
- Yes
- Porch Screened
- Yes
- Rain Gutter
- Yes
- Sprinkler System
- Yes
Interior
- Breakfast Bar
- Yes
- Built-In Bookcases
- Yes
- Ceiling Tray/Cofferd
- Yes
- Floor Vinyl
- Yes
- Floor WW Carpet
- Yes
- Furnished - None
- Yes
- Split Bedroom
- Yes
- Washer/Dryer Hookup
- Yes
Financing
- Conventional
- Yes
- VA
- Yes
Appliances
- Auto Garage Door Opn
- Yes
- Dishwasher
- Yes
- Disposal
- Yes
- Microwave
- Yes
- Oven Self Cleaning
- Yes
- Range Hood
- Yes
- Refrigerator W/IceMk
- Yes
- Stove/Oven Gas
- Yes
Energy
- AC - Central Elect
- Yes
- Water Heater - Tnkls
- Yes
Mstr Bdrm/Mstr Bath
- MBath Double Vanity
- Yes
- MBath Walk-In Closet
- Yes
- MBed First Floor
- Yes
Master Bedroom
- First
- Yes
Bedroom
- First
- Yes
- Second
- Yes
Kitchen
- First
- Yes
Living Room
- First
- Yes
Rooms
- Bedroom
- Yes
- Dining Area
- Yes
- Kitchen
- Yes
- Living Room
- Yes
- Master Bedroom
- Yes
Fees Include
- Recreational Faclty
- Yes
Property Features
Construction Status:
Construction Complete
Lot Features:
Covenants; Flood Insurance Req; Level; Restrictions; Within 1/2 Mile to Water
Zoning:
Resid Single Family
Waterview:
Bay
Parking Features:
Garage Detached; Guest
Project Facilities:
Dock; Fishing; Gated Community; Minimum Rental Prd; Pickle Ball; Picnic Area; Short Term Rental - Not Allowed; Tennis; Waterfront
Exterior:
Columns; Lawn Pump; Patio Covered; Porch Screened; Rain Gutter; Sprinkler System
Interior:
Breakfast Bar; Built-In Bookcases; Ceiling Tray/Cofferd; Floor Vinyl; Floor WW Carpet; Furnished - None; Split Bedroom; Washer/Dryer Hookup
Appliances:
Auto Garage Door Opn; Dishwasher; Disposal; Microwave; Oven Self Cleaning; Range Hood; Refrigerator W/IceMk; Stove/Oven Gas
Utilities:
Electric; Gas - Natural; Public Sewer; Public Water
Energy:
AC - Central Elect; Water Heater - Tnkls
Master Bedroom:
First
Bedroom:
First; Second
Kitchen:
First
Living Room:
First
Rooms:
Bedroom; Dining Area; Kitchen; Living Room; Master Bedroom
Financing:
Conventional; VA
Fees Include:
Recreational Faclty
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Master Bedroom | First | 15 x 18.8 | 15.00 | 18.80 |
| Kitchen | First | 13 x 17 | 13.00 | 17.00 |
| Dining Area | First | 8.4 x 11 | 8.40 | 11.00 |
| Living Room | First | 21 x 21 | 21.00 | 21.00 |
| Bedroom | First | 14.6 x 11.6 | 14.60 | 11.60 |
| Bedroom | First | 14.6 x 11.6 | 14.60 | 11.60 |
| Bedroom | First | 21 x 15.7 | 21.00 | 15.70 |
| Bedroom | Second | 20.7 x 22.6 | 20.70 | 22.60 |
Listing Office:
Real Broker LLC
Last Updated: July - 03 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.