49 Monaco Street, Miramar Beach, FL 32550

$1,775,000

Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 2,856 Lot Size (sq. ft.): 9,583 Status: Active

Current Price: $1,775,000 List Date: 2/27/2026 Last Modified: 3/11/2026

Overview

Description

Welcome to your dream coastal retreat in the heart of Miramar Beach. This beautifully updated 4-bedroom, 4.5-bath home offers nearly 2,900 square feet of thoughtfully designed living space just moments from the sugar-white sands and emerald waters of the Gulf. Perfectly positioned on a serene lakefront lot, the home blends relaxed coastal elegance with functional design and exceptional indoor-outdoor flow. The open-concept living, dining, and kitchen areas create an inviting atmosphere ideal for entertaining. Large windows invite in natural light while framing tranquil water views, and the well-appointed kitchen provides ample space for hosting family and guests with ease.

Supplements: Step outside to your private pool oasis, where lush landscaping and peaceful lake views set the stage for ultimate relaxation. Multiple porches and balconies offer breezy spots for morning coffee or sunset unwinding after a day at the beach. Each of the four bedrooms features its own private bath, providing comfort and privacy for owners and guest ... (Read more)

Listing Details MLS# 996397

Contract Info

List Price/SqFt: 621.5
Listing Board: Emerald Coast

Location Tax and Legal

Area: 15 - Miramar/Sandestin Resort
Street #: 49
Street Name: Monaco
Street Suffix: Street
State: FL
Zip Code: 32550
County: Walton
Project Name/Subdivision: CRESCENT AT MIRAMAR BEACH THE
Parcel ID: 33-2S-21-42172-000-0030

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2856
SqFt Source: County PA Records
Full Baths: 4
Half Baths: Yes
Total Bathrooms: 5
# Stories: 3
Year Built: 2002
Immediate Occupancy: Yes
Garage: No
Carport: No
Garage Spaces: 4
Acreage: 0.22
Pool: Yes
Pool Type: Private

Lot Features

Coastal Barrier Zone: Yes
Easements: Yes
Interior: Yes
Level: Yes
Restrictions: Yes
Sidewalk: Yes
Storm Sewer: Yes
Within 1/2 Mile to Water: Yes

Waterfront

Waterfront Feet: 45
Lake: Yes

More Information

Location, Tax and Legal

Sub Area: 1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton
Legal Description: LOT 3 CRESCENT BEACH COTTAGES S/D PB 14-76 OR 2328-197 OR 2524-1298 OR 3016-618 OR 3016-626 OR 3108-3421 OR 3205-2822 OR 3215-461

Listing Info, Tax & Legal

Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 2125
Annual Assessment Amount: 8500
Assessment Paid: Quarterly
New Buyer Fee: No
Last Taxes: 8711.77
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Welcome to your dream coastal retreat in the heart of Miramar Beach. This beautifully updated 4-bedroom, 4.5-bath home offers nearly 2,900 square feet of thoughtfully designed living space just moments from the sugar-white sands and emerald waters of the Gulf. Perfectly positioned on a serene lakefront lot, the home blends relaxed coastal elegance with functional design and exceptional indoor-outdoor flow. The open-concept living, dining, and kitchen areas create an inviting atmosphere ideal for entertaining. Large windows invite in natural light while framing tranquil water views, and the well-appointed kitchen provides ample space for hosting family and guests with ease.

Construction Status

Construction Complete: Yes

Waterview

Lake: Yes

Lot/Parcel Access

Paved Road: Yes

Project Facilities

BBQ Pit/Grill: Yes
Beach: Yes
Deed Access: Yes
Exercise Room: Yes
Picnic Area: Yes
Pool: Yes
Short Term Rental - Allowed: Yes

Construction/Siding

Frame: Yes
Roof Metal: Yes
Siding CmntFbrHrdBrd: Yes
Slab: Yes

Utilities

Community Sewer: Yes
Community Water: Yes
Electric: Yes
Gas - Natural: Yes
Phone: Yes
TV Cable: Yes

Zoning

Resid Single Family: Yes

Exterior

Balcony: Yes
BBQ Pit/Grill: Yes
Fenced Back Yard: Yes
Patio Open: Yes
Pool - In-Ground: Yes

Interior

Breakfast Bar: Yes
Ceiling Crwn Molding: Yes
Ceiling Raised: Yes
Ceiling Tray/Cofferd: Yes
Floor Tile: Yes
Floor WW Carpet New: Yes
Furnished - All: Yes
Newly Painted: Yes
Pantry: Yes
Washer/Dryer Hookup: Yes
Window Treatment All: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Fire Alarm/Sprinkler: Yes
Ice Machine: Yes
Microwave: Yes
Oven Self Cleaning: Yes
Range Hood: Yes
Refrigerator: Yes
Refrigerator W/IceMk: Yes
Smoke Detector: Yes
Stove/Oven Electric: Yes
Washer: Yes

Energy

AC - 2 or More: Yes
AC - Central Elect: Yes
AC - High Efficiency: Yes
Ceiling Fans: Yes
Double Pane Windows: Yes
Heat Pump Air To Air: Yes

Mstr Bdrm/Mstr Bath

MBath Cultured Mrble: Yes
MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tile: Yes
MBath Walk-In Closet: Yes
MBed Carpeted: Yes

Master Bedroom

Third: Yes

Bedroom

First: Yes
Third: Yes

Kitchen

Second: Yes

Full Bathroom

First: Yes
Third: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Full Bathroom: Yes
Kitchen: Yes
Master Bathroom: Yes
Master Bedroom: Yes
Pantry: Yes

Fees Include

Accounting: Yes
Management: Yes
Recreational Faclty: Yes

Property Features

Construction Status: Construction Complete Lot Features: Easements; Interior; Level; Restrictions; Sidewalk; Storm Sewer; Within 1/2 Mile to Water Zoning: Resid Single Family Waterfront: Lake Waterview: Lake Project Facilities: BBQ Pit/Grill; Beach; Deed Access; Exercise Room; Picnic Area; Pool; Short Term Rental - Allowed Exterior: Balcony; BBQ Pit/Grill; Fenced Back Yard; Patio Open; Pool - In-Ground Interior: Breakfast Bar; Ceiling Crwn Molding; Ceiling Raised; Ceiling Tray/Cofferd; Floor Tile; Floor WW Carpet New; Furnished - All; Newly Painted; Pantry; Washer/Dryer Hookup; Window Treatment All Appliances: Dishwasher; Disposal; Dryer; Fire Alarm/Sprinkler; Ice Machine; Microwave; Oven Self Cleaning; Range Hood; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric; Washer Utilities: Community Sewer; Community Water; Electric; Gas - Natural; Phone; TV Cable Energy: AC - 2 or More; AC - Central Elect; AC - High Efficiency; Ceiling Fans; Double Pane Windows; Heat Pump Air To Air Master Bedroom: Third Bedroom: First; Third Kitchen: Second Full Bathroom: First; Third Rooms: Bedroom; Dining Room; Full Bathroom; Kitchen; Master Bathroom; Master Bedroom; Pantry Fees Include: Accounting; Management; Recreational Faclty

Room Information

Bedroom Level: First Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12 Dining Room Level: Second Dimensions: 12 x 11 Length: 12.00 Width: 11.00 Dimensions: 12 x 11 Full Bathroom Level: Third Dimensions: 12 x 5 Length: 12.00 Width: 5.00 Dimensions: 12 x 5 Full Bathroom Level: First Dimensions: 12 x 8.5 Length: 12.00 Width: 8.50 Dimensions: 12 x 8.5 Pantry Level: Second Dimensions: 4 x 4 Length: 4.00 Width: 4.00 Dimensions: 4 x 4 Master Bedroom Level: Third Dimensions: 15 x 14 Length: 15.00 Width: 14.00 Dimensions: 15 x 14 Full Bathroom Level: First Dimensions: 12 x 5 Length: 12.00 Width: 5.00 Dimensions: 12 x 5 Master Bathroom Level: Third Dimensions: 15 x 6 Length: 15.00 Width: 6.00 Dimensions: 15 x 6 Kitchen Level: Second Dimensions: 13 x 11 Length: 13.00 Width: 11.00 Dimensions: 13 x 11 Bedroom Level: Third Dimensions: 14 x 14 Length: 14.00 Width: 14.00 Dimensions: 14 x 14

Listing Office: Compass

Last Updated: March - 11 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

49 Monaco Street, Miramar Beach, FL 32550 (MLS# 996397)