440 Sandy Cay Drive, Miramar Beach, FL 32550
New Listing
$895,000
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
1,548
Lot Size (sq. ft.):
5,663
Status:
Active
Current Price:
$895,000
List Date:
7/05/2026
Last Modified:
7/07/2026
Listing Details MLS# 1006957
Contract Info
- List Price/SqFt
- 578.17
- Listing Board
- Emerald Coast
Location Tax and Legal
- Area
- 15 - Miramar/Sandestin Resort
- Street #
- 440
- Street Name
- Sandy Cay
- Street Suffix
- Drive
- State
- FL
- Zip Code
- 32550
- County
- Walton
- Project Name/Subdivision
- PARADISE RETREAT
- Parcel ID
- 30-2S-21-42790-00C-0220
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Traditional
- Apx SqFt(Htd/Cooled)
- 1548
- SqFt Source
- County PA Records
- Full Baths
- 2
- Total Bathrooms
- 2
- # Stories
- Yes
- Year Built
- 2004
- Immediate Occupancy
- Yes
- Garage
- Yes
- Carport
- No
- Garage Spaces
- 2
- Driveway Spaces
- 2
- userdefined76
- 4
- Acreage
- 0.13
- Pool
- No
- Pool Type
- None
Lot Features
- Coastal Barrier Zone
- Yes
- Covenants
- Yes
- Interior
- Yes
- Restrictions
- Yes
- Sidewalk
- Yes
- Storm Sewer
- Yes
- Within 1/2 Mile to Water
- Yes
Location, Tax and Legal
- Sub Area
- 1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort
- Elementary School
- Van R Butler
- Middle School
- Emerald Coast
- High School
- South Walton
- Legal Description
- LOT 22 BLK C PARADISE RETREAT PB 15-72 OR 2613-3299 OR 2646- 147 OR 2829-3437 OR 3259-2660
More Information
Listing Info, Tax & Legal
- Homestead
- No
- Is Subject Leased
- No
- Assessment Fees
- Yes
- Assessment Amount
- 1360
- Annual Assessment Amount
- 1360
- Assessment Paid
- Annually
- New Buyer Fee
- Yes
- New Buyer Fee Amt
- 1360
- New Buyer Fee Paid
- $
- Last Taxes
- 5088.07
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
- As Is
- No
Remarks & Misc
- Remarks
- Welcome to 440 Sandy Cay Drive, located in the private, gated community of Paradise Retreat in Miramar Beach. Residents enjoy one of the neighborhood's most sought-after amenities--320 feet of private deeded beach access, just a short walk from the home. This updated Coastal white brick home is ideally situated on the south end of the neighborhood (closest to the beach),and offers an open-concept floor plan with vaulted ceilings in the living/dining areas, abundant natural light, fresh interior paint, and luxury vinyl plank flooring throughout the house. It also offers added peace of mind with a pre-listing home inspection already completed and a new roof installed in 2023. With recent improvements and being offered fully furnished make this home move-in ready. For those seeking investment property, Paradise Retreat has a well-established vacation rental market. Several similarly sized homes within the community have achieved approximately $100,000 in annual gross rental income. Buyers should independently verify rental history, projections, and any applicable restrictions.
Construction Status
- Construction Complete
- Yes
Parking Features
- Garage Attached
- Yes
Lot/Parcel Access
- Controlled Access
- Yes
- Paved Road
- Yes
- Private Road
- Yes
Project Facilities
- Beach
- Yes
- Deed Access
- Yes
- Gated Community
- Yes
- Short Term Rental - Allowed
- Yes
Construction/Siding
- Brick
- Yes
- Frame
- Yes
- Roof Composite Shngl
- Yes
Utilities
- Electric
- Yes
- Phone
- Yes
- Public Sewer
- Yes
- Public Water
- Yes
- TV Cable
- Yes
Zoning
- Resid Single Family
- Yes
Exterior
- Lawn Pump
- Yes
- Patio Open
- Yes
- Rain Gutter
- Yes
- Sprinkler System
- Yes
Interior
- Breakfast Bar
- Yes
- Ceiling Vaulted
- Yes
- Floor Vinyl
- Yes
- Furnished - All
- Yes
- Newly Painted
- Yes
- Pantry
- Yes
- Renovated
- Yes
- Split Bedroom
- Yes
- Window Treatment All
- Yes
Financing
- Conventional
- Yes
- FHA
- Yes
Appliances
- Dishwasher
- Yes
- Disposal
- Yes
- Dryer
- Yes
- Microwave
- Yes
- Oven Self Cleaning
- Yes
- Range Hood
- Yes
- Refrigerator W/IceMk
- Yes
- Smoke Detector
- Yes
- Stove/Oven Electric
- Yes
- Washer
- Yes
Energy
- AC - Central Elect
- Yes
- Ceiling Fans
- Yes
- Double Pane Windows
- Yes
- Heat Cntrl Electric
- Yes
- Water Heater - Elect
- Yes
Mstr Bdrm/Mstr Bath
- MBath Double Vanity
- Yes
- MBath Garden Tub
- Yes
- MBath Walk-In Closet
- Yes
- MBed First Floor
- Yes
Master Bedroom
- First
- Yes
Bedroom
- First
- Yes
Kitchen
- First
- Yes
Living Room
- First
- Yes
Full Bathroom
- First
- Yes
Rooms
- Bedroom
- Yes
- Dining Room
- Yes
- Foyer
- Yes
- Full Bathroom
- Yes
- Garage
- Yes
- Kitchen
- Yes
- Laundry
- Yes
- Living Room
- Yes
- Master Bathroom
- Yes
- Master Bedroom
- Yes
Fees Include
- Accounting
- Yes
- Ground Keeping
- Yes
- Management
- Yes
- Security
- Yes
Property Features
Construction Status:
Construction Complete
Lot Features:
Covenants; Interior; Restrictions; Sidewalk; Storm Sewer; Within 1/2 Mile to Water
Zoning:
Resid Single Family
Parking Features:
Garage Attached
Project Facilities:
Beach; Deed Access; Gated Community; Short Term Rental - Allowed
Exterior:
Lawn Pump; Patio Open; Rain Gutter; Sprinkler System
Interior:
Breakfast Bar; Ceiling Vaulted; Floor Vinyl; Furnished - All; Newly Painted; Pantry; Renovated; Split Bedroom; Window Treatment All
Appliances:
Dishwasher; Disposal; Dryer; Microwave; Oven Self Cleaning; Range Hood; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric; Washer
Utilities:
Electric; Phone; Public Sewer; Public Water; TV Cable
Energy:
AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom:
First
Bedroom:
First
Kitchen:
First
Living Room:
First
Full Bathroom:
First
Rooms:
Bedroom; Dining Room; Foyer; Full Bathroom; Garage; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom
Financing:
Conventional; FHA
Fees Include:
Accounting; Ground Keeping; Management; Security
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Kitchen | First | 11.3 x 10 | 11.30 | 10.00 |
| Living Room | First | 17.9 x 14.4 | 17.90 | 14.40 |
| Dining Room | First | 12.7 x 8.8 | 12.70 | 8.80 |
| Master Bedroom | First | 12.3 x 14.1 | 12.30 | 14.10 |
| Master Bathroom | First | 12.3 x 11.2 | 12.30 | 11.20 |
| Bedroom | First | 11.8 x 9.8 | 11.80 | 9.80 |
| Bedroom | First | 10 x 12.1 | 10.00 | 12.10 |
| Full Bathroom | First | 8.6 x 5 | 8.60 | 5.00 |
| Foyer | First | 10.3 x 6 | 10.30 | 6.00 |
| Laundry | First | 9 x 6 | 9.00 | 6.00 |
| Garage | First | 19.1 x 19.8 | 19.10 | 19.80 |
Documents
Recent Upgrades ›
Seller's Disclosure ›
Listing Office:
RE/MAX by the Sea
Last Updated: July - 07 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.
