44 N Ryan Street, Santa Rosa Beach, FL 32459

$1,299,900

Virtual Tour

https://mls.kuu.la/share/collection/7TN5k?fs=1&vr=1&zoom=1&sd=1&initload=0&thumbs=1

075_hf_20260526_234932_670d7a29-3dd9-458

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,823 Lot Size (sq. ft.): 3,485 Status: Active

Current Price: $1,299,900 List Date: 5/28/2026 Last Modified: 6/05/2026

Overview

Description

Nestled in the highly sought-after community of Summer's Edge, this beautifully maintained 3-bedroom, 3-bath coastal cottage offers the perfect blend of charm, comfort, and location. Just a short stroll to Eastern Lake, the sugar-white beaches of Scenic 30A, deeded neighborhood beach access, and two private pools, this home captures the essence of relaxed beach living while offering exceptional potential as a vacation retreat or short-term rental investment. From the moment you arrive, the oversized front porch invites you to slow down and unwind. Recently upgraded Trex composite decking on both the front porch and second-floor balcony adds beauty and low-maintenance durability. Offered fully furnished and is move-in ready. Inside, you'll find real hardwood flooring, crown molding, recessed lighting, and an open, light-filled layout enhanced by oversized custom windows. Built-in shelving and cabinetry add warmth and character to the living area, while the kitchen features stainless steel appliances, generous counter space, a breakfast bar, and an open dining area perfect for gathering. The first floor also offers a full bath, pantry, laundry area, flexible bonus sleeping space, and backyard access. Upstairs, coastal-inspired finishes, raised ceilings, and new carpeting create a peaceful retreat. The primary suite features balcony access and a beautifully remodeled spa-style bath with cathedral ceilings, skylight, teak double vanity, freestanding soaking tub, and a custom

Supplements: floor-to-ceiling tiled shower. Guest bathrooms have also been tastefully updated with premium finishes. A rare opportunity to own a turnkey beach cottage in one of 30A's most desirable communities--where every day feels like vacation.

Listing Details MLS# 1004180

Contract Info

List Price/SqFt: 713.06
Listing Board: Emerald Coast

Location Tax and Legal

Area: 18 - 30A East
Street #: 44
Street Direction: N
Street Name: Ryan
Street Suffix: Street
State: FL
Zip Code: 32459
County: Walton
Project Name/Subdivision: SUMMER'S EDGE
Parcel ID: 24-3S-19-25470-00B-0050

General Property Info

Sub-Type: Detached Single Family
Design: Caribbean
Apx SqFt(Htd/Cooled): 1823
SqFt Source: Appraiser
Full Baths: 3
Total Bathrooms: 3
# Stories: 2
Year Built: 2001
Garage: No
Carport: No
Driveway Spaces: 2
userdefined76: 2
Acreage: 0.08
Pool: Yes
Pool Type: Community

Location, Tax and Legal

Sub Area: 1806 - S of of 30A/East
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton
Legal Description: LOT 5 BLK B SUMMERS EDGE S/D PB 14-47 OR 2300-1225 OR 2291-1882 OR 2346-628 OR 2762-39 OR 3268-4791

Listing Info, Tax & Legal

Homestead: No
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 1040
Annual Assessment Amount: 4160
Assessment Paid: Quarterly
New Buyer Fee: Yes
New Buyer Fee Amt: 0.25
New Buyer Fee Paid: %
Last Taxes: 8141.37
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No

More Information

Remarks & Misc

Remarks: Nestled in the highly sought-after community of Summer's Edge, this beautifully maintained 3-bedroom, 3-bath coastal cottage offers the perfect blend of charm, comfort, and location. Just a short stroll to Eastern Lake, the sugar-white beaches of Scenic 30A, deeded neighborhood beach access, and two private pools, this home captures the essence of relaxed beach living while offering exceptional potential as a vacation retreat or short-term rental investment. From the moment you arrive, the oversized front porch invites you to slow down and unwind. Recently upgraded Trex composite decking on both the front porch and second-floor balcony adds beauty and low-maintenance durability. Offered fully furnished and is move-in ready. Inside, you'll find real hardwood flooring, crown molding, recessed lighting, and an open, light-filled layout enhanced by oversized custom windows. Built-in shelving and cabinetry add warmth and character to the living area, while the kitchen features stainless steel appliances, generous counter space, a breakfast bar, and an open dining area perfect for gathering. The first floor also offers a full bath, pantry, laundry area, flexible bonus sleeping space, and backyard access. Upstairs, coastal-inspired finishes, raised ceilings, and new carpeting create a peaceful retreat. The primary suite features balcony access and a beautifully remodeled spa-style bath with cathedral ceilings, skylight, teak double vanity, freestanding soaking tub, and a custom

Construction Status

Construction Complete: Yes

Waterview

Gulf: Yes

Lot/Parcel Access

City Road: Yes
Paved Road: Yes

Project Facilities

Beach: Yes
Deed Access: Yes
Pool: Yes
Short Term Rental - Allowed: Yes

Construction/Siding

Foundation Off Grade: Yes
Foundation On Piling: Yes
Roof Metal: Yes

Utilities

Electric: Yes
Public Sewer: Yes
Public Water: Yes

Zoning

Resid Single Family: Yes

Exterior

Porch: Yes
Porch Open: Yes

Interior

Ceiling Vaulted: Yes
Floor Hardwood: Yes
Furnished - All: Yes
Lighting Recessed: Yes
Pantry: Yes
Washer/Dryer Hookup: Yes

Financing

Conventional: Yes
Other: Yes

Appliances

Cooktop: Yes
Dishwasher: Yes
Oven Self Cleaning: Yes
Range Hood: Yes
Refrigerator W/IceMk: Yes

Energy

AC - 2 or More: Yes
AC - High Efficiency: Yes
Ceiling Fans: Yes
Heat High Efficiency: Yes
Insulated Doors: Yes

Mstr Bdrm/Mstr Bath

MBath Cultured Mrble: Yes
MBath Double Vanity: Yes
MBath Walk-In Closet: Yes
MBed Carpeted: Yes

Master Bedroom

Second: Yes

Bedroom

Second: Yes

Living Room

First: Yes

Rooms

Bedroom: Yes
Dining Area: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Fees Include

Ground Keeping: Yes

Property Features

Construction Status: Construction Complete Zoning: Resid Single Family Waterview: Gulf Project Facilities: Beach; Deed Access; Pool; Short Term Rental - Allowed Exterior: Porch; Porch Open Interior: Ceiling Vaulted; Floor Hardwood; Furnished - All; Lighting Recessed; Pantry; Washer/Dryer Hookup Appliances: Cooktop; Dishwasher; Oven Self Cleaning; Range Hood; Refrigerator W/IceMk Utilities: Electric; Public Sewer; Public Water Energy: AC - 2 or More; AC - High Efficiency; Ceiling Fans; Heat High Efficiency; Insulated Doors Master Bedroom: Second Bedroom: Second Living Room: First Rooms: Bedroom; Dining Area; Living Room; Master Bathroom; Master Bedroom Financing: Conventional; Other Fees Include: Ground Keeping

Room Information

Master Bedroom Level: Second Dimensions: 18 x 10 Length: 18.00 Width: 10.00 Dimensions: 18 x 10 Master Bathroom Level: Second Dimensions: 18 x 7 Length: 18.00 Width: 7.00 Dimensions: 18 x 7 Bedroom Level: Second Dimensions: 11.1 x 7.2 Length: 11.10 Width: 7.20 Dimensions: 11.1 x 7.2 Bedroom Level: Second Dimensions: 12.2 x 7.2 Length: 12.20 Width: 7.20 Dimensions: 12.2 x 7.2 Living Room Level: First Dimensions: 19 x 17.6 Length: 19.00 Width: 17.60 Dimensions: 19 x 17.6 Dining Area Level: First Dimensions: 17.6 x 10.1 Length: 17.60 Width: 10.10 Dimensions: 17.6 x 10.1

Listing Office: Coldwell Banker Realty

Last Updated: June - 05 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

44 N Ryan Street, Santa Rosa Beach, FL 32459 (MLS# 1004180)