20 St Francis Drive, Miramar Beach, FL 32550
$2,499,000
Property Type:
Residential
Bedrooms:
5
Baths:
5
Square Footage:
3,489
Lot Size (sq. ft.):
3,485
Status:
Active
Current Price:
$2,499,000
List Date:
2/01/2026
Last Modified:
2/01/2026
Overview
Description
Welcome to this stunning 3-story beach retreat located in the highly sought-after gated community of Emerald Waters Village. Offering 5 bedrooms, 5
bathrooms, and the ability to comfortably sleep up to 16 guests, this home is ideal as a short-term vacation rental, a second home, or a full-time residence.
Supplements: ... (Read more)
Listing Details MLS# 981954
Contract Info
- List Price/SqFt
- 716.25
- Listing Board
- Emerald Coast
Location Tax and Legal
- Area
- 15 - Miramar/Sandestin Resort
- Street #
- 20
- Street Name
- St Francis
- Street Suffix
- Drive
- State
- FL
- Zip Code
- 32550
- County
- Walton
- Project Name/Subdivision
- EMERALD WATERS VILLAGE
- Parcel ID
- 29-2S-21-42970-000-0640
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Mediterranean
- Apx SqFt(Htd/Cooled)
- 3489
- SqFt Source
- County PA Records
- Full Baths
- 5
- Total Bathrooms
- 5
- # Stories
- 3
- Year Built
- 1999
- Immediate Occupancy
- Yes
- Garage
- Yes
- Carport
- No
- Garage Spaces
- 2
- Acreage
- 0.08
- Pool
- Yes
- Pool Type
- Community
Location, Tax and Legal
- Sub Area
- 1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort
- Elementary School
- Van R Butler
- Middle School
- Destin
- High School
- Freeport
- Legal Description
- LOT 64 EMERALD WATERS VILLAGE PB 13-27 OR 1961-9 OR 1961-11 OR 2926-3223 OR 2964-3394 OR 3193-1063 OR 3208-3980
Listing Info, Tax & Legal
- Homestead
- No
- Is Subject Leased
- No
- Assessment Fees
- Yes
- Assessment Amount
- 530
- Annual Assessment Amount
- 2120
- Assessment Paid
- Quarterly
- New Buyer Fee
- Yes
- New Buyer Fee Amt
- 400
- New Buyer Fee Paid
- $
- Last Taxes
- 10976.3
- Last Tax Year
- 2024
- Brokerage Interest
- No Interest
- As Is
- No
More Information
Remarks & Misc
- Remarks
- Welcome to this stunning 3-story beach retreat located in the highly sought-after gated community of Emerald Waters Village. Offering 5 bedrooms, 5 bathrooms, and the ability to comfortably sleep up to 16 guests, this home is ideal as a short-term vacation rental, a second home, or a full-time residence.
Construction Status
- Construction Complete
- Yes
Parking Features
- Garage Attached
- Yes
Waterview
- Gulf
- Yes
Lot/Parcel Access
- Private Road
- Yes
Lot Features
- Covenants
- Yes
- Restrictions
- Yes
- Within 1/2 Mile to Water
- Yes
Project Facilities
- Beach
- Yes
- Deed Access
- Yes
- Gated Community
- Yes
- Pets Allowed
- Yes
- Pool
- Yes
- Short Term Rental - Allowed
- Yes
- TV Cable
- Yes
Construction/Siding
- Frame
- Yes
- Roof Tile/Slate
- Yes
- Slab
- Yes
- Stucco
- Yes
Utilities
- Public Sewer
- Yes
- Public Water
- Yes
- TV Cable
- Yes
Zoning
- Resid Single Family
- Yes
Exterior
- Balcony
- Yes
- Deck Covered
- Yes
- Deck Open
- Yes
- Fenced Back Yard
- Yes
- Fenced Lot-Part
- Yes
- Fenced Privacy
- Yes
- Patio Covered
- Yes
- Renovated
- Yes
Interior
- Breakfast Bar
- Yes
- Fireplace
- Yes
- Floor Marble
- Yes
- Floor Tile
- Yes
- Floor Vinyl
- Yes
- Furnished - All
- Yes
- Kitchen Island
- Yes
- Newly Painted
- Yes
- Pantry
- Yes
- Window Treatment All
- Yes
Financing
- Conventional
- Yes
- FHA
- Yes
- VA
- Yes
- Other
- Yes
Appliances
- Auto Garage Door Opn
- Yes
- Cooktop
- Yes
- Dishwasher
- Yes
- Microwave
- Yes
- Refrigerator
- Yes
- Stove/Oven Gas
- Yes
Energy
- AC - Central Elect
- Yes
- Ceiling Fans
- Yes
Mstr Bdrm/Mstr Bath
- MBath Cultured Mrble
- Yes
- MBath Walk-In Closet
- Yes
Master Bedroom
- First
- Yes
- Second
- Yes
Kitchen
- First
- Yes
- Second
- Yes
Living Room
- Second
- Yes
- Third
- Yes
Rooms
- Bonus Room
- Yes
- Dining Room
- Yes
- Kitchen
- Yes
- Living Room
- Yes
- Master Bathroom
- Yes
- Master Bedroom
- Yes
Fees Include
- Management
- Yes
Property Features
Construction Status:
Construction Complete
Lot Features:
Covenants; Restrictions; Within 1/2 Mile to Water
Zoning:
Resid Single Family
Waterview:
Gulf
Parking Features:
Garage Attached
Project Facilities:
Beach; Deed Access; Gated Community; Pets Allowed; Pool; Short Term Rental - Allowed; TV Cable
Exterior:
Balcony; Deck Covered; Deck Open; Fenced Back Yard; Fenced Lot-Part; Fenced Privacy; Patio Covered; Renovated
Interior:
Breakfast Bar; Fireplace; Floor Marble; Floor Tile; Floor Vinyl; Furnished - All; Kitchen Island; Newly Painted; Pantry; Window Treatment All
Appliances:
Auto Garage Door Opn; Cooktop; Dishwasher; Microwave; Refrigerator; Stove/Oven Gas
Utilities:
Public Sewer; Public Water; TV Cable
Energy:
AC - Central Elect; Ceiling Fans
Master Bedroom:
First; Second
Kitchen:
First; Second
Living Room:
Second; Third
Rooms:
Bonus Room; Dining Room; Kitchen; Living Room; Master Bathroom; Master Bedroom
Financing:
Conventional; FHA; VA; Other
Fees Include:
Management
Room Information
Master Bedroom
Level: First
Dimensions: 12 x 11
Length: 12.00
Width: 11.00
Dimensions: 12 x 11
Kitchen
Level: First
Dimensions: 10 x 8
Length: 10.00
Width: 8.00
Dimensions: 10 x 8
Living Room
Level: Second
Dimensions: 22 x 17
Length: 22.00
Width: 17.00
Dimensions: 22 x 17
Kitchen
Level: Second
Dimensions: 15 x 6
Length: 15.00
Width: 6.00
Dimensions: 15 x 6
Kitchen
Level: Second
Dimensions: 20 x 11
Length: 20.00
Width: 11.00
Dimensions: 20 x 11
Dining Room
Level: Second
Dimensions: 14 x 12
Length: 14.00
Width: 12.00
Dimensions: 14 x 12
Master Bedroom
Level: Second
Dimensions: 13 x 9
Length: 13.00
Width: 9.00
Dimensions: 13 x 9
Bonus Room
Level: Third
Dimensions: 19 x 10
Length: 19.00
Width: 10.00
Dimensions: 19 x 10
Living Room
Level: Third
Dimensions: 13 x 11
Length: 13.00
Width: 11.00
Dimensions: 13 x 11
Master Bathroom
Level: Third
Dimensions: 13 x 12
Length: 13.00
Width: 12.00
Dimensions: 13 x 12
Listing Office:
Coldwell Banker Realty
Last Updated: February - 01 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.
