190 E Water Street, Inlet Beach, FL 32461

$3,595,000

Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 2,344 Lot Size (sq. ft.): 2,614 Status: Active

Current Price: $3,595,000 List Date: 3/04/2026 Last Modified: 3/22/2026

Overview

Description

A classic and charming coastal home located in the heart of Rosemary Beach. This exquisite and pristine residence with garage and carriage house was designed by architect Frank Greene. As you enter the home from the front porch you are welcomed into an inviting open living, dining and kitchen area, with an abundance of light and exposed beams. A gas fireplace in the dining area creates a warm, cozy feeling. Large kitchen marble island and designer lighting are just some of the amazing elements of this space. As you approach the second floor, you will notice the incredible custom washed pecky cypress wood wall, and the beautiful red stained glass windows that were rescued from an old home in Louisiana.

Supplements: This floor hosts the master bedroom with private en-suite bath, along with the two additional guest bedrooms. The peaceful and private courtyard encompasses a lounge area, summer kitchen, wood burning fireplace and water fountain features. This is one of the most charming courtyards in Rosemary. The outdoor space includes access to the carriage hou ... (Read more)

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Listing Details MLS# 995450

Contract Info

List Price/SqFt: 1533.7
Listing Board: Emerald Coast

Location Tax and Legal

Area: 18 - 30A East
Street #: 190
Street Direction: E
Street Name: Water
Street Suffix: Street
State: FL
Zip Code: 32461
County: Walton
Project Name/Subdivision: ROSEMARY BEACH
Parcel ID: 35-3S-18-16064-032-0020

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2344
SqFt Source: County PA Records
Full Baths: 3
Half Baths: 2
Total Bathrooms: 5
# Stories: 2
Year Built: 2000
Immediate Occupancy: Yes
Garage: Yes
Carport: Yes
Garage Spaces: Yes
Covered Spaces: 2
Driveway Spaces: Yes
Acreage: 0.06
Pool: Yes
Pool Type: Community

Location, Tax and Legal

Sub Area: 1804 - S. of 98 East of Camp Creek
Elementary School: Dune Lakes
Middle School: Emerald Coast
High School: South Walton
Legal Description: LOT 2 BLK 32 ROSEMARY BEACH PH 6 S/D PB 13-30 OR 1865-195 OR 3152-4075

Listing Info, Tax & Legal

Homestead: No
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 1592
Annual Assessment Amount: 6368
Assessment Paid: Quarterly
New Buyer Fee: Yes
New Buyer Fee Amt: 0.5
New Buyer Fee Paid: %
Last Taxes: 18999.24
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No

More Information

Remarks & Misc

Remarks: A classic and charming coastal home located in the heart of Rosemary Beach. This exquisite and pristine residence with garage and carriage house was designed by architect Frank Greene. As you enter the home from the front porch you are welcomed into an inviting open living, dining and kitchen area, with an abundance of light and exposed beams. A gas fireplace in the dining area creates a warm, cozy feeling. Large kitchen marble island and designer lighting are just some of the amazing elements of this space. As you approach the second floor, you will notice the incredible custom washed pecky cypress wood wall, and the beautiful red stained glass windows that were rescued from an old home in Louisiana.

Construction Status

Construction Complete: Yes

Parking Features

Carport: Yes
Garage: Yes
Guest: Yes

Lot/Parcel Access

Paved Road: Yes
Private Road: Yes

Lot Features

Restrictions: Yes
Within 1/2 Mile to Water: Yes

Project Facilities

Beach: Yes
Community Room: Yes
Deed Access: Yes
Exercise Room: Yes
Fishing: Yes
Pavillion/Gazebo: Yes
Pets Allowed: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Tennis: Yes
TV Cable: Yes
Waterfront: Yes

Construction/Siding

Block: Yes
Concrete: Yes
Roof Metal: Yes
Stucco: Yes
Trim Wood: Yes

Utilities

Electric: Yes
Gas - Natural: Yes
Public Sewer: Yes
Public Water: Yes
TV Cable: Yes
Underground: Yes

Zoning

Resid Single Family: Yes

Exterior

Balcony: Yes
Columns: Yes
Fenced Lot-Part: Yes
Fireplace: Yes
Guest Quarters: Yes
Patio Covered: Yes
Patio Open: Yes
Porch: Yes
Shower: Yes
Summer Kitchen: Yes

Interior

Built-In Bookcases: Yes
Ceiling Beamed: Yes
Ceiling Crwn Molding: Yes
Ceiling Vaulted: Yes
Fireplace Gas: Yes
Floor Hardwood: Yes
Floor Laminate: Yes
Floor Tile: Yes
Furnished - Some: Yes
Guest Quarters: Yes
Kitchen Island: Yes
Lighting Recessed: Yes
Shelving: Yes
Washer/Dryer Hookup: Yes
Window Treatment All: Yes

Financing

Conventional: Yes
FHA: Yes

Appliances

Cooktop: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range Hood: Yes
Refrigerator W/IceMk: Yes
Stove/Oven Gas: Yes
Washer: Yes

Energy

AC - 2 or More: Yes
AC - Central Elect: Yes
Ceiling Fans: Yes
Heat Cntrl Electric: Yes
Water Heater - Elect: Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBath Tile: Yes
MBed Sitting Area: Yes

Master Bedroom

Second: Yes

Bedroom

Second: Yes

Kitchen

First: Yes

Living Room

First: Yes

Full Bathroom

First: Yes
Second: Yes

Half Bathroom

First: Yes
Second: Yes

Rooms

Bedroom: Yes
Dining Area: Yes
Full Bathroom: Yes
Garage: Yes
Half Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Fees Include

Accounting: Yes
Ground Keeping: Yes
Internet Service: Yes
Land Recreation: Yes
Management: Yes
Master Association: Yes
Security: Yes
TV Cable: Yes

Property Features

Construction Status: Construction Complete Lot Features: Restrictions; Within 1/2 Mile to Water Zoning: Resid Single Family Parking Features: Carport; Garage; Guest Project Facilities: Beach; Community Room; Deed Access; Exercise Room; Fishing; Pavillion/Gazebo; Pets Allowed; Picnic Area; Playground; Pool; Tennis; TV Cable; Waterfront Exterior: Balcony; Columns; Fenced Lot-Part; Fireplace; Guest Quarters; Patio Covered; Patio Open; Porch; Shower; Summer Kitchen Interior: Built-In Bookcases; Ceiling Beamed; Ceiling Crwn Molding; Ceiling Vaulted; Fireplace Gas; Floor Hardwood; Floor Laminate; Floor Tile; Furnished - Some; Guest Quarters; Kitchen Island; Lighting Recessed; Shelving; Washer/Dryer Hookup; Window Treatment All Appliances: Cooktop; Dishwasher; Disposal; Dryer; Microwave; Range Hood; Refrigerator W/IceMk; Stove/Oven Gas; Washer Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable; Underground Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: Second Bedroom: Second Kitchen: First Living Room: First Full Bathroom: First; Second Half Bathroom: First; Second Rooms: Bedroom; Dining Area; Full Bathroom; Garage; Half Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom Financing: Conventional; FHA Fees Include: Accounting; Ground Keeping; Internet Service; Land Recreation; Management; Master Association; Security; TV Cable

Room Information

Living Room Level: First Dimensions: 18 x 18 Length: 18.00 Width: 18.00 Dimensions: 18 x 18 Dining Area Level: First Dimensions: 16 x 9.5 Length: 16.00 Width: 9.50 Dimensions: 16 x 9.5 Kitchen Level: First Dimensions: 16 x 10.5 Length: 16.00 Width: 10.50 Dimensions: 16 x 10.5 Half Bathroom Level: First Dimensions: 7.25 x 3.25 Length: 7.25 Width: 3.25 Dimensions: 7.25 x 3.25 Master Bedroom Level: Second Dimensions: 16.75 x 12.75 Length: 16.75 Width: 12.75 Dimensions: 16.75 x 12.75 Master Bathroom Level: Second Dimensions: 6.75 x 8 Length: 6.75 Width: 8.00 Dimensions: 6.75 x 8 Bedroom Level: Second Dimensions: 11.5 x 10 Length: 11.50 Width: 10.00 Dimensions: 11.5 x 10 Bedroom Level: Second Dimensions: 11.5 x 10 Length: 11.50 Width: 10.00 Dimensions: 11.5 x 10 Full Bathroom Level: Second Dimensions: 8.25 x 6.67 Length: 8.25 Width: 6.67 Dimensions: 8.25 x 6.67 Living Room Level: First Dimensions: 13 x 11.25 Length: 13.00 Width: 11.25 Remarks: in the Carriage House Dimensions: 13 x 11.25 Dining Area Level: First Dimensions: 13 x 7 Length: 13.00 Width: 7.00 Remarks: in the Carriage House Dimensions: 13 x 7 Kitchen Level: First Dimensions: 9 x 7 Length: 9.00 Width: 7.00 Remarks: in the Carriage House Dimensions: 9 x 7 Full Bathroom Level: First Dimensions: 7.5 x 6.5 Length: 7.50 Width: 6.50 Remarks: in the Carriage House Dimensions: 7.5 x 6.5 Bedroom Level: Second Dimensions: 13.75 x 10 Length: 13.75 Width: 10.00 Remarks: in the Carriage House Dimensions: 13.75 x 10 Half Bathroom Level: Second Dimensions: 5.5 x 7.5 Length: 5.50 Width: 7.50 Remarks: in the Carriage House Dimensions: 5.5 x 7.5 Garage Level: First Dimensions: 18 x 10 Length: 18.00 Width: 10.00 Dimensions: 18 x 10

Listing Office: Rosemary Beach Realty LLC

Last Updated: March - 22 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

190 E Water Street, Inlet Beach, FL 32461 (MLS# 995450)