162 Charming Way, Santa Rosa Beach, FL 32459

$1,695,000

Front elevation on a premier corner homesite at the end of a quiet, non-through street, offering enhanced privacy and an exclusive, tucked-away setting.

Back elevation featuring an expansive balcony, perfect for enjoying the coastal breeze, entertaining guests, or simply relaxing and unwinding.

The front porch offers a breezy coastal retreat—perfect for unwinding and enjoying the fresh Gulf air.

The first floor offers an expansive, open-concept layout designed for comfortable family living and effortless gatherings, complemented by high-end luxury vinyl plank flooring throughout.

Expansive dining area paired with an elegant breakfast bar, ideal for both refined entertaining and relaxed coastal dining.

Dual breakfast bars offer abundant seating, perfect for casual coastal dining and hosting larger gatherings.

Spacious, open-concept kitchen flowing into the dining and living areas, appointed with full-height cabinetry, a large island, premium new appliances with warranties, and sleek quartz countertops.

First-floor guest suite offering a private ensuite bathroom, providing a refined and comfortable retreat for guests.

Second-floor loft with a stylish wet bar, designed for elevated entertaining and relaxed family gatherings, with ample space to host additional guests.

Expansive second-floor primary suite featuring a generous walk-in closet and a spa-inspired bathroom.

Primary ensuite bath appointed with a double vanity featuring quartz countertops, a custom-tiled shower with frameless glass enclosure, a separate soaking tub, and elegant tile flooring.

Second-floor split layout offering enhanced privacy, with the primary suite set apart from two additional bedrooms—each featuring its own full ensuite bathroom.

Second-floor ensuite bath showcasing a custom-tiled shower with a frameless glass enclosure, quartz countertops, and elegant tile flooring.

Spacious third-floor bunk and game room with a loft-style entertaining area, featuring four queen-sized bunk beds—ideal for kids and perfect for accommodating large families.

more luxury Third-floor full bathroom appointed with a double vanity and a beautifully finished shower/tub combination.

Third-floor wet bar with a built-in beverage fridge, opening to a spacious covered balcony.

Spacious covered third-floor balcony offering an ideal setting for outdoor entertaining and dining.

Centrally located community pool offering convenient access for residents.

Ideally located off West 30A, just under half a mile from the new Dune Allen public beach access.

Property Type: Residential Bedrooms: 5 Baths: 6 Square Footage: 3,646 Lot Size (sq. ft.): 3,485 Status: Active

Current Price: $1,695,000 List Date: 4/15/2026 Last Modified: 9/20/2026

Overview

Description

**BUILDER PAID 3-2-1 BUYDOWN WITH RATES STARTING AS LOW AS 3.75%** New construction in The Reserves at Serenity at Dune Allen, an exclusive community located less than half a mile from 30A and the new Dune Allen public beach access. This stunning, completed three-story home is thoughtfully designed as a spacious coastal retreat, offering five generously sized bedrooms, each with a private ensuite bathroom, along with multiple bonus spaces ideal for relaxing and entertaining. The first floor features a bright, open-concept layout with a gourmet kitchen, dining area, and expansive great room. This level also includes a spacious bedroom with a private full bathroom, a convenient half bath, and a welcoming covered front porch. The second floor offers three generously sized king bedrooms, each with its own ensuite bathroom, along with a versatile loft space that provides additional room for lounging or gathering. Designed with entertaining in mind, the third floor features a spaci ... (Read more)

Supplements: Outdoor amenities include a dedicated golf cart parking pad along the side of the home, an outdoor shower, and a private rear patio finished with pavers and a gas line ready for a grill--perfect for outdoor dining, entertaining, and enjoying the coastal lifestyle. With its generous accommodations, multiple gathering spaces, and prime location just ... (Read more)

Listing Details MLS# 1000641

Contract Info

List Price/SqFt: 464.89
Listing Board: Emerald Coast

Location Tax and Legal

Area: 17 - 30A West
Street #: 162
Street Name: Charming
Street Suffix: Way
State: FL
Zip Code: 32459
County: Walton
Project Name/Subdivision: Reserves in Serenity at Dune Allen
Parcel ID: 04-3S-20-34500-000-0040

General Property Info

Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 3646
SqFt Source: Building Plan
Full Baths: 5
Half Baths: Yes
Total Bathrooms: 6
# Stories: 3
Year Built: 2026
Immediate Occupancy: Yes
Garage: No
Carport: No
Acreage: 0.08
Pool: Yes
Pool Type: Community
userdefined76: 0

Location, Tax and Legal

Sub Area: 1701 - Santa Rosa Beach S of 98 West of 393
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton
Legal Description: Lot 4 Dolphin Drive Pb 26-66

Listing Info, Tax & Legal

Homestead: No
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 900
Annual Assessment Amount: 3600
Assessment Paid: Quarterly
New Buyer Fee: Yes
New Buyer Fee Amt: 0.5
New Buyer Fee Paid: %
Last Taxes: 1077.3
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No

More Information

Remarks & Misc

Remarks: **BUILDER PAID 3-2-1 BUYDOWN WITH RATES STARTING AS LOW AS 3.75%** New construction in The Reserves at Serenity at Dune Allen, an exclusive community located less than half a mile from 30A and the new Dune Allen public beach access. This stunning, completed three-story home is thoughtfully designed as a spacious coastal retreat, offering five generously sized bedrooms, each with a private ensuite bathroom, along with multiple bonus spaces ideal for relaxing and entertaining. The first floor features a bright, open-concept layout with a gourmet kitchen, dining area, and expansive great room. This level also includes a spacious bedroom with a private full bathroom, a convenient half bath, and a welcoming covered front porch. The second floor offers three generously sized king bedrooms, each with its own ensuite bathroom, along with a versatile loft space that provides additional room for lounging or gathering. Designed with entertaining in mind, the third floor features a spacious bunk and game room with a loft-style layout, four queen-over-queen built-in bunk beds, a full bathroom, and a wet bar with refrigerator. A large covered balcony completes the third floor, providing an ideal space to relax and enjoy the coastal surroundings.

Construction Status

Construction Complete: Yes

Project Facilities

Pets Allowed: Yes
Pool: Yes

Construction/Siding

Roof Metal: Yes
Siding CmntFbrHrdBrd: Yes

Utilities

Electric: Yes
Gas - Natural: Yes
Public Sewer: Yes
Public Water: Yes

Zoning

Resid Single Family: Yes

Exterior

Balcony: Yes
Patio Open: Yes
Porch: Yes
Shower: Yes

Interior

Breakfast Bar: Yes
Floor Tile: Yes
Floor Vinyl: Yes
Kitchen Island: Yes
Lighting Recessed: Yes
Newly Painted: Yes
Owner's Closet: Yes
Pantry: Yes
Washer/Dryer Hookup: Yes
Wet Bar: Yes
Window Treatment All: Yes

Financing

Conventional: Yes
FHA: Yes
Owner: Yes
VA: Yes
Other: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Refrigerator: Yes
Refrigerator W/IceMk: Yes
Security System: Yes
Smoke Detector: Yes
Stove/Oven Gas: Yes
Warranty Provided: Yes
Washer: Yes
Wine Refrigerator: Yes

Energy

AC - 2 or More: Yes
AC - Central Elect: Yes
Ceiling Fans: Yes
Heat Cntrl Electric: Yes
Storm Doors: Yes
Storm Windows: Yes
Water Heater - Tnkls: Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBath Tile: Yes
MBed Walk-in Closet: Yes

Master Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes

Kitchen

First: Yes

Full Bathroom

First: Yes
Second: Yes
Third: Yes

Half Bathroom

First: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Bunk Room: Yes
Covered Porch: Yes
Dining Area: Yes
Full Bathroom: Yes
Great Room: Yes
Half Bathroom: Yes
Kitchen: Yes
Loft: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Fees Include

Accounting: Yes
Ground Keeping: Yes
Master Association: Yes
Recreational Faclty: Yes

Property Features

Construction Status: Construction Complete Zoning: Resid Single Family Project Facilities: Pets Allowed; Pool Exterior: Balcony; Patio Open; Porch; Shower Interior: Breakfast Bar; Floor Tile; Floor Vinyl; Kitchen Island; Lighting Recessed; Newly Painted; Owner's Closet; Pantry; Washer/Dryer Hookup; Wet Bar; Window Treatment All Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Refrigerator W/IceMk; Security System; Smoke Detector; Stove/Oven Gas; Warranty Provided; Washer; Wine Refrigerator Utilities: Electric; Gas - Natural; Public Sewer; Public Water Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Storm Doors; Storm Windows; Water Heater - Tnkls Master Bedroom: Second Bedroom: First; Second Kitchen: First Full Bathroom: First; Second; Third Half Bathroom: First Rooms: Balcony; Bedroom; Bunk Room; Covered Porch; Dining Area; Full Bathroom; Great Room; Half Bathroom; Kitchen; Loft; Master Bathroom; Master Bedroom Financing: Conventional; FHA; Owner; VA; Other Fees Include: Accounting; Ground Keeping; Master Association; Recreational Faclty

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Bedroom	First	13.75 x 14.67	13.75	14.67	All measurements are approximate
Full Bathroom	First	6.5 x 9.58	6.50	9.58
Kitchen	First	12.42 x 10	12.42	10.00
Dining Area	First	17 x 7.33	17.00	7.33
Great Room	First	17 x 19.67	17.00	19.67
Half Bathroom	First	6 x 5.08	6.00	5.08
Covered Porch	First	6 x 27	6.00	27.00
Master Bedroom	Second	16.5 x 16.33	16.50	16.33
Master Bathroom	Second	14.5 x 10.67	14.50	10.67
Bedroom	Second	14.5 x 12.33	14.50	12.33
Full Bathroom	Second	5.75 x 9.83	5.75	9.83
Bedroom	Second	14.5 x 12.33	14.50	12.33
Full Bathroom	Second	5.75 x 9.83	5.75	9.83
Loft	Second	14.25 x 10	14.25	10.00
Bunk Room	Third	22 x 27	22.00	27.00
Full Bathroom	Third	8.83 x 11.5	8.83	11.50
Balcony	Third	14.4 x 27	14.40	27.00

Documents

3-2-1 Buydown Incentive ›

Projected Appreciation Chart ›

Standard Features ›

Listing Office: Keller Williams Realty Destin

Last Updated: September - 20 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

162 Charming Way, Santa Rosa Beach, FL 32459 (MLS# 1000641)