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12 N Payne Street, Miramar Beach, FL 32550 (MLS# 985507)

12 N Payne Street, Miramar Beach, FL 32550

$1,802,000
Property Type: Residential Bedrooms: 7 Baths: 8 Square Footage: 3,130 Lot Size (sq. ft.): 4,356 Status: Active
Current Price: $1,802,000 List Date: 9/16/2025 Last Modified: 3/15/2026

Overview

Description

The closest lot to the beach in Blue Ohana, Aquadisiac - 12 N Payne. A ten month old masterpiece designed to deliver a first-class vacation experience. Elevating the essence of modern coastal chic, these residences are masterfully designed to optimize short-term rental returns while offering an unparalleled guest experience. Each expansive 3130 square foot home features 7 elegantly appointed bedrooms, each with its own luxurious ensuite bathroom. The multiple common areas are perfect for entertaining, equipped with wet bars and chef-worthy kitchens featuring high-end GE Monogram appliances, including a gas range and tankless water heaters. Professionally curated interiors boast furnishings from Pottery Barn and Williams Sonoma, creating a sophisticated yet inviting ambiance.

Supplements: Outdoors, indulge in the ultimate relaxation with a spacious 20x10 private heated gunite pool that completes this luxurious haven, ensuring an exceptional experience for both investors and guests alike. Projections from $165-180k+ with management in place and ready to go! Now open to show!

Listing Details MLS# 985507

Contract Info

List Price/SqFt
575.72
Listing Board
Emerald Coast

Location Tax and Legal

Area
15 - Miramar/Sandestin Resort
Street #
12
Street Direction
N
Street Name
Payne
Street Suffix
Street
State
FL
Zip Code
32550
County
Walton
Project Name/Subdivision
Blue Ohana
Parcel ID
30-2S-21-42990-000-0010

General Property Info

Sub-Type
Detached Single Family
Design
Beach House
Apx SqFt(Htd/Cooled)
3130
SqFt Source
Appraiser
Full Baths
7
Half Baths
Yes
Total Bathrooms
8
# Stories
3
Year Built
2024
Immediate Occupancy
Yes
Garage
No
Carport
No
Driveway Spaces
5
Acreage
0.1
Pool
Yes
Pool Type
Private

Lot Features

Coastal Barrier Zone
Yes
Corner
Yes
Covenants
Yes
Curb & Gutter
Yes
Sidewalk
Yes
Within 1/2 Mile to Water
Yes

Location, Tax and Legal

Sub Area
1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort
Elementary School
Van R Butler
Middle School
Emerald Coast
High School
Destin
Legal Description
LOT 1 BLUE OHANA PB 26-62

More Information

Listing Info, Tax & Legal

Homestead
No
Is Subject Leased
No
Assessment Fees
Yes
Assessment Amount
1200
Annual Assessment Amount
1200
Assessment Paid
Annually
New Buyer Fee
Yes
New Buyer Fee Amt
0.05
New Buyer Fee Paid
%
Last Taxes
1262
Last Tax Year
2023
Brokerage Interest
No Interest
As Is
No

Remarks & Misc

Remarks
The closest lot to the beach in Blue Ohana, Aquadisiac - 12 N Payne. A ten month old masterpiece designed to deliver a first-class vacation experience. Elevating the essence of modern coastal chic, these residences are masterfully designed to optimize short-term rental returns while offering an unparalleled guest experience. Each expansive 3130 square foot home features 7 elegantly appointed bedrooms, each with its own luxurious ensuite bathroom. The multiple common areas are perfect for entertaining, equipped with wet bars and chef-worthy kitchens featuring high-end GE Monogram appliances, including a gas range and tankless water heaters. Professionally curated interiors boast furnishings from Pottery Barn and Williams Sonoma, creating a sophisticated yet inviting ambiance.

Construction Status

Construction Complete
Yes

Waterview

Gulf
Yes

Lot/Parcel Access

Paved Road
Yes
Private Road
Yes

Project Facilities

Short Term Rental - Allowed
Yes

Construction/Siding

Frame
Yes
Roof Metal
Yes
Siding CmntFbrHrdBrd
Yes
Siding Shake
Yes
Slab
Yes

Utilities

Electric
Yes
Public Sewer
Yes
Public Water
Yes

Zoning

Resid Single Family
Yes

Exterior

Balcony
Yes
Fenced Back Yard
Yes
Fenced Privacy
Yes
Patio Covered
Yes
Pool - Gunite Concrt
Yes
Pool - Heated
Yes
Pool - In-Ground
Yes
Sprinkler System
Yes

Interior

Breakfast Bar
Yes
Ceiling Crwn Molding
Yes
Floor Tile
Yes
Floor Vinyl
Yes
Furnished - All
Yes
Kitchen Island
Yes
Lighting Recessed
Yes
Newly Painted
Yes
Owner's Closet
Yes
Walls Paneled
Yes
Wet Bar
Yes
Woodwork Painted
Yes

Financing

Conventional
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Ice Machine
Yes
Microwave
Yes
Range Hood
Yes
Refrigerator
Yes
Refrigerator W/IceMk
Yes
Stove/Oven Electric
Yes
Washer
Yes

Energy

AC - 2 or More
Yes
AC - Central Elect
Yes
Heat Cntrl Electric
Yes
Water Heater - Tnkls
Yes

Mstr Bdrm/Mstr Bath

MBath Tile
Yes
MBed First Floor
Yes

Bedroom

First
Yes
Second
Yes

Kitchen

First
Yes

Full Bathroom

First
Yes

Half Bathroom

First
Yes

Rooms

Bedroom
Yes
Bunk Room
Yes
Dining Area
Yes
Full Bathroom
Yes
Great Room
Yes
Half Bathroom
Yes
Kitchen
Yes

Fees Include

Ground Keeping
Yes
Management
Yes

Property Features

Construction Status: Construction Complete Lot Features: Corner; Covenants; Curb & Gutter; Sidewalk; Within 1/2 Mile to Water Zoning: Resid Single Family Waterview: Gulf Project Facilities: Short Term Rental - Allowed Exterior: Balcony; Fenced Back Yard; Fenced Privacy; Patio Covered; Pool - Gunite Concrt; Pool - Heated; Pool - In-Ground; Sprinkler System Interior: Breakfast Bar; Ceiling Crwn Molding; Floor Tile; Floor Vinyl; Furnished - All; Kitchen Island; Lighting Recessed; Newly Painted; Owner's Closet; Walls Paneled; Wet Bar; Woodwork Painted Appliances: Dishwasher; Dryer; Ice Machine; Microwave; Range Hood; Refrigerator; Refrigerator W/IceMk; Stove/Oven Electric; Washer Utilities: Electric; Public Sewer; Public Water Energy: AC - 2 or More; AC - Central Elect; Heat Cntrl Electric; Water Heater - Tnkls Bedroom: First; Second Kitchen: First Full Bathroom: First Half Bathroom: First Rooms: Bedroom; Bunk Room; Dining Area; Full Bathroom; Great Room; Half Bathroom; Kitchen Financing: Conventional Fees Include: Ground Keeping; Management

Room Information

Bedroom Level: First Dimensions: 11 x 113 Length: 11.00 Width: 113.00 Dimensions: 11 x 113 Great Room Level: First Dimensions: 158 x 161 Length: 158.00 Width: 161.00 Dimensions: 158 x 161 Dining Area Level: First Dimensions: 14 x 610 Length: 14.00 Width: 610.00 Dimensions: 14 x 610 Kitchen Level: First Dimensions: 104 x 155 Length: 104.00 Width: 155.00 Dimensions: 104 x 155 Full Bathroom Level: First Dimensions: 8 x 5 Length: 8.00 Width: 5.00 Dimensions: 8 x 5 Half Bathroom Level: First Dimensions: 58 x 56 Length: 58.00 Width: 56.00 Dimensions: 58 x 56 Bedroom Level: Second Dimensions: 118 x 128 Length: 118.00 Width: 128.00 Dimensions: 118 x 128 Bedroom Level: Second Dimensions: 118 x 128 Length: 118.00 Width: 128.00 Dimensions: 118 x 128 Bunk Room Level: Second Dimensions: 118 x 11 Length: 118.00 Width: 11.00 Dimensions: 118 x 11
Listing Office: Diamond Gulf Realty
Last Updated: March - 15 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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Scott Markowitz

Scott Markowitz has been a top producing real estate agent on 30A helping his clients find the perfect property for the past 13 years on 30A. Scott began his real estate career over 35 years ago in the Savannah and St. Simons area in Georgia. He has experience in both residential and commercial real estate. Scott lives on 30A and thoroughly enjoys all that 30-A living has to offer. He’s an extraordinary individual with an in-depth knowledge about homes, condos, and land in and around 30A. Since 2009, Scott has become one of the most successful real estate agents in the area. He is perennially in the top 1% of agents in volume along 30A. Whether you are looking to purchase for pleasure or investment along 30A, Scott would love to meet with you.

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