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109 Rivercrest Circle, Santa Rosa Beach, FL 32459 (MLS# 995498)

109 Rivercrest Circle, Santa Rosa Beach, FL 32459

$469,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,460 Lot Size (sq. ft.): 1,742 Status: Active
Current Price: $469,000 List Date: 2/17/2026 Last Modified: 3/04/2026

Overview

Description

ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack Bayou Estates -NO HOA - IMPECCABLY RENOVATED- new roof 2020, water heater 2020 nsulation sprayed 2023, both bathrooms have been tastefully renovated with modern fixtures and fresh finishes. New flooring, fresh paint throughout, updated lighting, all (2022) make every inch feel brand new. The exterior offers easy outdoor enjoyment without the hassle. The location is unbeatable--centrally situated in Santa Rosa Beach, you're just minutes from stunning Gulf beaches, shopping, dining, top-rated schools, and the vibrant 30A scene.

Supplements: HVAC 2016 WATER HEATER 2020 ROOF 2020 ROOF INSULATION SPRAYED 2023 ATTIC HOUSE FAN 2023 BACK YARD FENCE 2024 EXTENDED CONCRETE DRIVEWAY 2022 INTERIOR PAINT 2022 KITCHEN GRANITE COUNTERTOP 2022 TOILETS, BATHROOM VANITIES, MIRRORS, LIGHTS, CEILING FANS FRONT EXTERIOR LIGHTS 2022

Listing Details MLS# 995498

Contract Info

List Price/SqFt
321.23
Listing Board
Emerald Coast

Location Tax and Legal

Area
16 - North Santa Rosa Beach
Street #
109
Street Name
Rivercrest
Street Suffix
Circle
State
FL
Zip Code
32459
County
Walton
Project Name/Subdivision
MACK BAYOU ESTATES
Parcel ID
252S214262000A0080

General Property Info

Sub-Type
Detached Single Family
Design
Traditional
Apx SqFt(Htd/Cooled)
1460
SqFt Source
County PA Records
Full Baths
2
Total Bathrooms
2
# Stories
Yes
Year Built
2002
Immediate Occupancy
Yes
Garage
Yes
Carport
No
Garage Spaces
2
Driveway Spaces
6
Acreage
0.04
Pool
No
Pool Type
None

Location, Tax and Legal

Sub Area
1601 - SRB NW of Hwy 98 to Church Hill Bayou
Elementary School
Van R Butler
Middle School
Emerald Coast
High School
South Walton
Legal Description
Lot 8 Blk A Mack Bayou Ests Pb 14-25 Or 2337-515 Or 2380-1621 Or 3262-4816 Or 3329-1986

Listing Info, Tax & Legal

Homestead
Yes
Is Subject Leased
No
Assessment Fees
No
New Buyer Fee
No
Brokerage Interest
No Interest
As Is
Yes

More Information

Remarks & Misc

Remarks
ASSUMABLE VA LOAN 5.125% Charming Move-In-Ready Gem in Mack Bayou Estates -NO HOA - IMPECCABLY RENOVATED- new roof 2020, water heater 2020 nsulation sprayed 2023, both bathrooms have been tastefully renovated with modern fixtures and fresh finishes. New flooring, fresh paint throughout, updated lighting, all (2022) make every inch feel brand new. The exterior offers easy outdoor enjoyment without the hassle. The location is unbeatable--centrally situated in Santa Rosa Beach, you're just minutes from stunning Gulf beaches, shopping, dining, top-rated schools, and the vibrant 30A scene.

Construction Status

Construction Complete
Yes

Parking Features

Boat
Yes
Garage
Yes
Garage Attached
Yes

Lot/Parcel Access

Paved Road
Yes

Construction/Siding

Brick
Yes
Roof Composite Shngl
Yes
Siding Vinyl
Yes
Slab
Yes

Utilities

Electric
Yes
Public Sewer
Yes
Public Water
Yes
TV Cable
Yes

Zoning

Resid Single Family
Yes

Exterior

Deck Covered
Yes
Deck Open
Yes
Fenced Back Yard
Yes
Fenced Privacy
Yes
Lawn Pump
Yes
Yard Building
Yes

Interior

Breakfast Bar
Yes
Ceiling Vaulted
Yes
Fireplace
Yes
Floor Tile
Yes
Floor WW Carpet New
Yes
Pantry
Yes
Split Bedroom
Yes
Washer/Dryer Hookup
Yes
Window Treatment All
Yes

Financing

Conventional
Yes
FHA
Yes
VA
Yes

Appliances

Dishwasher
Yes
Disposal
Yes
Microwave
Yes
Refrigerator W/IceMk
Yes
Smooth Stovetop Rnge
Yes

Energy

AC - Central Elect
Yes
Ceiling Fans
Yes
Heat Cntrl Electric
Yes
Water Heater - Elect
Yes

Mstr Bdrm/Mstr Bath

MBath Double Vanity
Yes
MBed Walk-in Closet
Yes

Master Bedroom

First
Yes

Bedroom

First
Yes

Kitchen

First
Yes

Living Room

First
Yes

Rooms

Bedroom
Yes
Dining Area
Yes
Garage
Yes
Kitchen
Yes
Laundry
Yes
Living Room
Yes
Master Bedroom
Yes

Property Features

Construction Status: Construction Complete Zoning: Resid Single Family Parking Features: Boat; Garage; Garage Attached Exterior: Deck Covered; Deck Open; Fenced Back Yard; Fenced Privacy; Lawn Pump; Yard Building Interior: Breakfast Bar; Ceiling Vaulted; Fireplace; Floor Tile; Floor WW Carpet New; Pantry; Split Bedroom; Washer/Dryer Hookup; Window Treatment All Appliances: Dishwasher; Disposal; Microwave; Refrigerator W/IceMk; Smooth Stovetop Rnge Utilities: Electric; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Dining Area; Garage; Kitchen; Laundry; Living Room; Master Bedroom Financing: Conventional; FHA; VA

Room Information

Living Room Level: First Dimensions: 19 x 16 Length: 19.00 Width: 16.00 Dimensions: 19 x 16 Dining Area Level: First Dimensions: 14 x 11 Length: 14.00 Width: 11.00 Dimensions: 14 x 11 Kitchen Level: First Dimensions: 15 x 11 Length: 15.00 Width: 11.00 Dimensions: 15 x 11 Master Bedroom Level: First Dimensions: 16 x 13 Length: 16.00 Width: 13.00 Dimensions: 16 x 13 Bedroom Level: First Dimensions: 12 x 11 Length: 12.00 Width: 11.00 Dimensions: 12 x 11 Bedroom Level: First Dimensions: 11 x 11 Length: 11.00 Width: 11.00 Dimensions: 11 x 11 Garage Level: First Dimensions: 21 x 20 Length: 21.00 Width: 20.00 Dimensions: 21 x 20 Laundry Level: First Dimensions: 7 x 4 Length: 7.00 Width: 4.00 Dimensions: 7 x 4
Listing Office: Berkshire Hathaway HomeServices
Last Updated: March - 04 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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Scott Markowitz

Scott Markowitz has been a top producing real estate agent on 30A helping his clients find the perfect property for the past 13 years on 30A. Scott began his real estate career over 35 years ago in the Savannah and St. Simons area in Georgia. He has experience in both residential and commercial real estate. Scott lives on 30A and thoroughly enjoys all that 30-A living has to offer. He’s an extraordinary individual with an in-depth knowledge about homes, condos, and land in and around 30A. Since 2009, Scott has become one of the most successful real estate agents in the area. He is perennially in the top 1% of agents in volume along 30A. Whether you are looking to purchase for pleasure or investment along 30A, Scott would love to meet with you.

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